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The Rate Guy

Apr 27, 2020

The Rate Guy discusses what Georgia and Sweden have in common, SOFR adoption and how the NFL draft made life seem normal, if even for a second. For more info or to check out graphs referenced, check out the Pensford Newsletter

Apr 20, 2020

This week The Rate Guy discusses how financial stress is causing LIBOR to be elevated and how it could be nearly 2030 before consumer confidence returns. As always, additional data and supporting graphs can be found in the Pensford newsletter at

Apr 13, 2020

This week on The Rate Guy we challenge the accuracy of medical models and discuss whether they are as imprecise as economic models. As always find the newsletter at or click here

Apr 6, 2020

This week, The Rate Guy explores the human toll and the social effects of an economic pandemic. All sources referenced can always be found in The Pensford Newsletter.